Disclosures: This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. TLC Financial Network, Inc. and its affiliates reserve the right to amend rates and guidelines. TLC Financial Network, Inc. and its affiliates are Commercial and Business Purpose Lenders only.

Market value will be determined based upon an appraisal performed by a licensed appraiser, broker price opinion performed by a licensed real estate broker, and/or internal valuation analysis.

Lite or No Doc Programs may have a higher interest rate, more points and/or more fees than other products requiring more documentation.

All Asset Classes Considered

Just Funded Purchase! We have successfully closed on a 5 Year Fixed Interest Only Loan for our repeat VIP client! Our client leveraged his equity in other assets to take down this purchase. He plans to use the low leverage, IO payment to provide healthy cashflow to recapitalize into property improvements to increase the value. The 5-year fixed rate allows him time to systematically renovate and position the asset with the opportunity to refinance after 5 years to capture the upside.



I have been working on multiple transactions with Kevin and his entire professional TEAM at TLC for the past 13 years. I am so grateful that my agent referred me when I was buying my building in Long Beach back in 2012. Since the initial transaction, you and your TEAM have impressed me with your top-notch service, expertise, on-time communication, and your ability to deliver the absolute best the marketplace offers. Thank you again for another great loan experience! I look forward to more transactions with you and your team! ~ Andre F., Investor

Just Funded Refinance! We have successfully closed on a 3 Year Fixed Loan for our repeat VIP client! We financed this property when our client purchased it in 2015, and he has done a lot to improve its value since. When his previous loan rolled into the adjustable, he used this as an opportunity to capture some of the equity he had built to buy more properties. The property used to operate as a motel, so all the units are standalone studios under 300sq./ft. each. Most lenders in today’s market would not finance the property because the average unit size is so small; but a tried-and-true source we have done a lot of business with saw no problems and got the deal done on time to effectuate the purchase deals the refinance proceeds were fueling. This loan also features a soft prepayment penalty that allows 20% annual principal reduction with no penalty and no penalty if you sell or refinance through the same lender. This gives our client a lot of flexibility with the property over the next few years. Mission accomplished!

I have been working on multiple transactions with Kevin and his entire professional TEAM at TLC for the past 13 years. I am so grateful that my agent referred me when I was buying my building in Long Beach back in 2012. Since the initial transaction, you and your TEAM have impressed me with your top-notch service, expertise, on-time communication, and your ability to deliver the absolute best the marketplace offers. Thank you again for another great loan experience! I look forward to more transactions with you and your team! ~ Andre F., Investor

Just Funded Refinance! We have successfully closed on a 5 Year Fixed Interest Only Loan for our repeat VIP client! We financed this property when our client purchased it in 2012, and he has done a lot to improve its value since. When his previous loan rolled into the adjustable, he used this as an opportunity to capture some of the equity he had built to buy more properties. On this deal our client decided to fix for 5 years with 5 years of interest only as he plans to hold onto the asset for the long term. We got this deal done like clockwork to coordinate with the sales contracts on the properties he purchased with the proceeds. One of our many specialties is leveraging existing equity to scale your real estate portfolio, let us talk about your portfolio!

I have been working on multiple transactions with Kevin and his entire professional TEAM at TLC for the past 13 years. I am so grateful that my agent referred me when I was buying my building in Long Beach back in 2012. Since the initial transaction, you and your TEAM have impressed me with your top-notch service, expertise, on-time communication, and your ability to deliver the absolute best the marketplace offers. Thank you again for another great loan experience! I look forward to more transactions with you and your team! ~ Andre F., Investor

Just Funded Purchase! We have successfully closed on a 5 Year Fixed Interest Only Loan for our repeat VIP client! Our client leveraged his equity in other assets to take down this purchase. He plans to use the low leverage, IO payment to provide healthy cashflow to recapitalize into property improvements to increase the value. The 5-year fixed rate allows him time to systematically renovate and position the asset with the opportunity to refinance after 5 years to capture the upside.



I have been working on multiple transactions with Kevin and his entire professional TEAM at TLC for the past 13 years. I am so grateful that my agent referred me when I was buying my building in Long Beach back in 2012. Since the initial transaction, you and your TEAM have impressed me with your top-notch service, expertise, on-time communication, and your ability to deliver the absolute best the marketplace offers. Thank you again for another great loan experience! I look forward to more transactions with you and your team! ~ Andre F., Investor

Just Funded! We have successfully closed on a 5 Yr. Fixed with 4 Years of Interest Only for our long-time TLC Client! The acquisition loan we did in 2021 for our client was getting ready to adjust and we took the opportunity to get him out of the adjusting debt and settle into a new fixed rate period. TLC levered our relationship with one of the strongest lenders in the market to secure a competitively low rate, great terms, and low fees! Come experience the advantage of working with TLC as your financing navigator!

I was pleased to work with Kevin and the TLC team again. Once again, they delivered exactly what they said could get done. I look forward to doing more transactions with them in the future. ~ James W., Investor

Just Funded! Our long-time VIP client wrote an all-cash offer on this deal and decided with a few days left in the escrow period that he was going to take financing. We called up a capital source we knew we could trust to get the deal done on time, with no appraisal and most importantly with stellar terms the borrower was happy with. We had an approval and loan docs in escrow in under 6 hours and we closed on time even with a midweek holiday in our way! When the chips are down, it is all about who you have in your corner! TLC has spent decades forging strong and reliable relationships. See what you can accomplish with TLC in your corner and give us a call today!

Kevin, I thought we finally threw one at you that you couldn’t get done. You and your all-star team delivered again! You guys really hit it out of the park! The loan program you sourced and got done for us is phenomenal! A real lifesaver too as the seller wasn’t playing ball on granting an extension! ~ Sam M., Real Estate Developer

Just Funded! Another successful bridge-to-perm exit orchestrated by TLC! We did the bridge loan on this deal for our longtime VIP clients and successfully refinanced them back out into a permanent loan option that gave them cashflow and flexibility. This loan features a soft prepayment penalty that allows them to refinance with the same lender or sell the property without a penalty. This is perfect, because our clients want to hold out a few more years for values to recover and eventually sell. While the property issues were fixed and our clients did an excellent job with renovations, the property location still provided multiple challenges when it came to debt placement due to the neighborhood and being butted up against commercial influences. So, we teamed up with one of our go-to capital sources who accepted the property and leaned on the borrower’s credit worthiness, even though the location was not the best. That is the name of the game. Every deal has a place; you just need the right navigator to drive it home. Contact TLC to see firsthand the service and dedication to your success we provide!

Kevin, you guys came through again as promised! You and your team always deliver exactly what you say you will. The flexible loan program your team sourced gives us options in an unpredictable market. ~ David Kakan, Investor 

Just Funded! We successfully refinanced a bridge loan into permanent debt in North Hollywood! We executed a bridge loan on the purchase of this deal at very competitive rate, terms and timing and took out the bridge loan with permanent debt before the first payment was due! Despite delays with holidays and insurance in the midst of the most destructive wildfires LA has ever faced, we closed this refinance in 52 days. We orchestrated the bridge debt perfectly with the perm debt to tailor the loan amount to cover all the fees and costs of the bridge loan and permanent loan with a net $30,000 in cash out back to the borrower.



Thank you, TEAM TLC! Your guidance every step of the way has been much appreciated. I look forward to doing more deals with your team in the future! ~ David W., Real Estate Investor

Just Funded! We successfully refinanced a bridge loan into permanent debt in North Hollywood! We executed a bridge loan on the purchase of this deal at very competitive rate, terms and timing and took out the bridge loan with permanent debt before the first payment was due! Despite delays with holidays, a regulatory agreement on the property and insurance in the midst of the most destructive wildfires LA has ever faced, we closed this refinance in 52 days. We orchestrated the bridge debt perfectly with the perm debt to tailor the loan amount to cover all the fees and costs of the bridge loan and permanent loan with a net $30,000 in cash out back to the borrower.

Thank you, TEAM TLC! Your guidance every step of the way has been much appreciated. I look forward to doing more deals with your team in the future! ~ David W., Real Estate Investor

Just Funded! We have successfully financed a bridge loan on twelve (12) units in North Hollywood! Our client is adding three (3) ADU’s and completely repositioning this asset, creating fifteen (15) units at the site. We executed this purchase deal with the most competitive pricing, terms and timing! With a single-digit interest rate, very high leverage, short contractual timeline, and with this much construction financing, it was like finding a needle in a haystack! Ultimately one of our best and most reliable capital providers stepped up to the plate and got us what we needed to make the client happy and get the deal done. As they say, “it’s all about who you know!” We also assisted our client in organizing their business plan and budget, using our years of expertise flipping properties ourselves and worked closely with them to dial in the final numbers. As a premier financing navigator, a significant part of our job is strategizing and running out logistics and numbers for our clients, and the way we do that is what sets us apart from being just another mortgage broker. Experience The TLC Advantage and give us a call today!



Thank you, TEAM TLC! It has been very enjoyable working with your team. You guys not only go out and get the best loan terms, but your team’s organized process and tenacity to get the deal closed really impressed me. I look forward to working with TEAM TLC in the future! ~ Srinivas O., Real Estate Investor

Just Funded! Our longtime VIP client utilized a bridge loan to acquire this property just before Measure H was passed in Pasadena. Thankfully, we sourced the bridge loan and got our client a 24-month term with a 12-month extension, so they had adequate time to handle the new challenges brought on by the rent control ordinance. However, because of the changes in their business plan, the income post renovation was quite a bit lower than anticipated which meant we needed to get creative on the takeout debt. We negotiated with the biggest lender in the DSCR space for custom carve out pricing that equated to a 1-point reduction in loan cost as an interest rate reduction. This concession we negotiated took the rate from 8.500% to 7.625% which was instrumental in getting us to a rate and term loan amount. Again, our insurance connections helped us with this deal to get a premium that was basically half of what the client was paying before. TEAM TLC always goes the extra mile to make sure we look out for our clients. Call us to experience how we are more than just a mortgage broker, we are financing navigators who always have your back!



When Measure H de-railed my deal, I expected to come in with over $100K to pay off my bridge loan. The guys at TLC rolled up their sleeves and got creative to get me into a loan that had me coming in with very little cash at the closing table for closing costs. Lessons were learned on this deal, and I look forward to knocking the next one out of the park with TLC on my TEAM! ~ Bryan K., Investor 

Just Funded! We have successfully closed on a 5 Year Fixed Interest Only Loan for our repeat VIP client! As a large-scale flipper, there are a lot of operating costs reported to the tax return that would typically restrict this borrower to stated income programs. Our capital partner understands how investing works and we were able to get the borrower to qualify when others couldn’t in the past.

Kevin, I appreciate you and your team’s expert guidance in finding me a competitive permanent loan for my long-term investment property. You guys are more than just loan officers or order takers, but true investment finance advisors. You really went above and beyond to ensure my success on these refinances. I look forward to many more deals together in the future. ~ Ray S., Investor

Just Funded! We have successfully closed on a 5 Year Fixed Interest Only Loan for our repeat VIP client! As a large-scale flipper, there are a lot of operating costs reported to the tax return that would typically restrict this borrower to stated income programs. Our capital partner understands how investing works and we were able to get the borrower to qualify when others couldn’t in the past.

Kevin, I appreciate you and your team’s expert guidance in finding me a competitive permanent loan for my long-term investment property. You guys are more than just loan officers or order takers, but true investment finance advisors. You really went above and beyond to ensure my success on these refinances. I look forward to many more deals together in the future. ~ Ray S., Investor

Just Funded! We successfully closed a purchase money bridge loan in North Hollywood for a first-time investor! Our long-time broker relationship earned us this referral because the agent knew he could trust TLC to advise his client on everything he needed to know about acquiring his first income property. Our new client was facing a very hefty tax bill in 2024, so for cost segregation purposes we needed to utilize a bridge loan to close this year. We were ready to close within days, with no appraisal and a silky-smooth process. The bridge features a 9.75% rate at 1 point, with no prepayment penalty or minimum interest yield, and we will be immediately refinancing into a permanent loan in the new year, which was already launched and in process with the rate locked at a low yield on the 5 yr. treasury!



Thank you, TEAM TLC! Your guidance every step of the way has been much appreciated. I look forward to doing more deals with your team in the future! ~ David W., Real Estate Investor

Just Funded! We successfully closed a purchase money bridge loan in North Hollywood for a first-time investor! Our long-time broker relationship earned us this referral because the agent knew he could trust TLC to advise his client on everything he needed to know about acquiring his first income property. Our client was facing a very hefty tax bill in 2024, so for cost segregation purposes we needed to utilize a bridge loan to close this year. We were ready to close within days, with no appraisal and a silky-smooth process. The bridge features a 9.75% rate at 1 point, with no prepayment penalty or minimum interest yield, and we will be immediately refinancing into a permanent loan in the new year, which was already launched and in process with the rate locked at a low yield on the 5 yr. treasury!



Thank you, TEAM TLC! Your guidance every step of the way has been much appreciated. I look forward to doing more deals with your team in the future! ~ David W., Real Estate Investor

Just Funded! Our longtime VIP clients utilized our services to both broker the real estate and the loan on this transaction. We helped our client beat dozens of competing investors who tried to buy this deal from our seller due to its prime location. We worked directly with the elderly seller for almost two years to get this deal for one of TLC’s best clients. Insurance was yet again a huge challenge on this deal given its fire score and it being a 34-space mobile home park. We utilized our broker connections to find an insurance policy that not only met all the lenders’ requirements but gave the client satisfactory coverage as well. Working with TLC is just different, we make sure we have your back in every way possible. Call us to see how we can help you and have your back too!



Kevin, over the years you have always gotten the deal done for me, no matter what it takes. I appreciate you and your team’s steadfast efforts on this deal as always. I look forward to continuing our relationship in the future. ~ Duc N., Investor 

Just Funded! We successfully closed a purchase loan in Huntington Beach for a first-time investor! Our long-time broker relationship earned us this referral because the agent knew he could trust TLC to advise his client on everything he needed to know about acquiring his first income property. We were able to source a very competitive rate, terms and fee from a top lender in the market and smoothly close the transaction 3 days earlier than the contract required!

Thank you to the entire team at TLC. Your team is professional and was able to answer all my questions clearly throughout the process. Kevin even helped me file my LLC with the Secretary of State and provided an attorney quality operating agreement. ~ Peter B., Real Estate Investor

Just Funded! We have successfully closed on a portfolio of 9 residential investment properties on individual interest only DSCR loans with no income verification to qualify! Our client acquired these properties on fully amortized full-doc agency loans less than a year ago. We advised them on repositioning the portfolio into balance sheet loans with interest only terms, to not only drop the payment but also free up space for the loan to one borrower requirement, which opens up more space for agency debt in the future. Not only did we get them lower rates, but we also got them approximately $1MM in cash out proceeds across the properties to go out and acquire more properties.

We were thrilled to work with Kevin and the TLC team again. They seamlessly delivered once again, exactly what they said they could get done! We look forward to doing many more transactions together in the future. ~ Ugadi, LLC, Real Estate Investors

Just Funded! We successfully closed a purchase loan in Santa Ana for a first-time investor! Our long-time broker relationship earned us this referral because the agent knew he could trust TLC to advise his client on everything she needed to know about acquiring her first income property. We were able to source a very competitive rate, terms and fee from a top lender in the market and smoothly closed the transaction. Once again, our insurance shopping concierge service paid huge dividends because without the stellar insurance policy we painstakingly obtained for our client, this deal wouldn’t have been closed. The insurance crisis is making or breaking deals in this market. Relationships matter in this business more than anything, call us to see how we can wield our relationships to help you!



Thank you, TEAM TLC! Your guidance, industry intelligence and connections were paramount in closing my first commercial real estate transaction. The team at TLC advised me every step of the way and delivered everything that they promised they would when I went under contract and always pushed for more! ~ Jenny H., Real Estate Investor

Just Funded! We successfully closed a Ground-Up Construction loan for an 84-Unit Multifamily property in Orlando, Florida. Our client came to us because their previous construction lender fell short of their leverage goal by over $2MM. With nearly all multifamily construction lenders, the project needs to cashflow on a perm debt take-out analysis. But we were able to find multiple sources to do the deal with no perm debt take out analysis and ultimately, we were able to secure 87% LTC with $1.5MM in cash-in-hand at the closing table. We were also able to negotiate a floating rate at Prime + 3% with a floor of 10%. With multiple rate cuts in the forecast during our client’s project timeline, having the rate able to float down was invaluable! In addition, our insurance broker connection was able to get us coverage bound amid Hurricane Helene, something that easily could have derailed our closing. When it comes to working with TLC, we make sure we have you covered on all fronts, and we get your deal done with certainty of execution! 

It has been an absolute pleasure working with the TLC Team. Daniel Wassersztein and I are eager to bring our vision to life, and your support has been invaluable in making this possible. We truly appreciate the opportunity to collaborate on this transaction and look forward to future projects together. ~ Juan Jose Cruz, Commander Charles Place, Orlando, FL

Just Funded! Our longtime VIP clients utilized a bridge loan to acquire this property for an absolute steal at over a 10% cap rate because of a few delinquent tenants and deferred maintenance. Our clients were able to correct the issues with the property and tenants and got this property back on track! While the property issues were fixed, the property location still provided some challenges when it came to debt placement. However, we teamed up with one of our go-to sources who accepted the property and leaned on the borrower’s credit worthiness, even though the location wasn’t the best. That’s the name of the game; every deal has a place, sometimes you just need the right navigator to drive it home. Contact TLC to learn how we can add value to your business and your next deal!

Kevin, you guys came through again as promised! You and your team always deliver exactly what you say you will. ~ David Kakan, Investor 

Just Funded! We successfully closed a purchase loan in Costa Mesa in 26 days! If not for delays caused by the seller, we could have closed in just 22 days. Our client came to us with a quote from Chase’s retail department and we don’t ever like to lose to Chase. We pulled out all the stops to not only beat Chase on rate, fee, terms and leverage, but we also beat them on documentation by providing our client with a light-doc loan that funded based on a PFS and Schedule of Real Estate. This lender also allows you to close in the name of the LLC to avoid future drop and swaps and post-close title changes, which could potentially negate the proposition 13 protection, and the property reassessed. 

Thank you to the entire team at TLC. We were very impressed by our first deal together. You came highly recommended by our real estate broker and everything he said about you guys was true. Your team is easy to work with and you all work with tenacity to get the deal done. ~ Mark & Lindsay N., Real Estate Investors