Construction Loans

With over 35 years of experience, well established relationships, and over $5 billion funded, we have the products and expertise to help investors succeed and grow their portfolios. We provide innovative and customized financing solutions for small to large-size investors, including a broad spectrum of permanent loans, construction loans, bridge loans, private credit loans, and select business loans.

Most Competitive Top Tier Construction Loan Programs

Disclosures: This is not a commitment to lend. All offers of credit are subject to approval. Restrictions may apply. TLC Financial Network, Inc. and its affiliates reserve the right to amend rates and guidelines. TLC Financial Network, Inc. and its affiliates are Commercial and Business Purpose Lenders only.

Market value will be determined based upon an appraisal performed by a licensed appraiser, broker price opinion performed by a licensed real estate broker, and/or internal valuation analysis.

Lite or No Doc Programs may have a higher interest rate, more points and/or more fees than other products requiring more documentation.

Portfolio Bank Product
Construction/Perm
*Nationwide
*Restrictions Apply

Rates as Low as 5.680%
(5 Yr. CMT+200bps)
Loan Amounts: $150K - $9M 

1-4 Units, 5+ Units

Up to 70% LTC & 70% LTV

Full Doc/Recourse

12, 18, 24 & 36 Month Terms
Interest Only Payments
Full Term Interest Reserve Available 
Step-Down Prepayment Penalty
Customized Pricing

Portfolio Bank Product
Construction
*Nationwide
*Restrictions Apply

Rates as Low as 7.260%
(SOFR+300bps
Loan Amounts: $500K - $50M+

1-4 Units, 5+ Units

Up to 75% LTC & 65% ARV

Full Doc/Recourse

12, 18, 24 & 36 Month Terms
Interest Only Payments
Full Term Interest Reserve Available 
No Prepayment Penalty
Customized Pricing

 Portfolio Bank Product
Commercial/Retail
*Nationwide
*Restrictions Apply

Rates as Low as 7.260%
(SOFR+300bps
Loan Amounts: $500K - $50M+

Retail, Office, Industrial Uses

Up to 75% LTC & 65% ARV

Full Doc/Recourse

12, 18, 24 & 36 Month Terms
Interest Only Payments
Full Term Interest Reserve Available 
No Prepayment Penalty
Customized Pricing

Dedicated Fund Product
Fix & Flip
*Nationwide
*Restrictions Apply

Rates as Low as 7.990%
Loan Amounts: $75K - $5M+ 

1-4 Units

Up to 90% LTV-93.5% LTC & 75% ARV

Lite Doc/Recourse/Non-Recourse

12, 18, 24 & 36 Month Terms
Interest Only Payments
Full Term Interest Reserve Available 
No Prepayment Penalty
Customized Pricing
NO POINTS AVAILABLE

Dedicated Fund Product
Residential
*Nationwide
*Restrictions Apply

Rates as Low as 8.990%
Loan Amounts: $75K - $100M+

1-4 Units

Up to 75% LTV-90% LTC & 75% ARV

Lite Doc/Recourse/Non-Recourse

12, 18, 24 & 36 Month Terms
Interest Only Payments
Full Term Interest Reserve Available 
No Prepayment Penalty
Cash Out Refi on NEW 
Entitled Land at 65% LTV

Government Product
Multifamily LIHTC
*Nationwide
*Restrictions Apply

Rates as Low as 3.990%
Loan Amounts: No Dollar Cap

5+ Units

Up to 90% LTV-90% LTC & 90% ARV

Lite Doc/Recourse/Non-Recourse

18-36 Months (construction) 
Up to 40 Yrs. (perm)
Interest Only Payments
Full Term Interest Reserve Available 
No Prepayment Penalty Options
Customized Pricing

All Loan Programs Available. Call For Details.

Connect With Us!

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